Orange County · Central Florida

Dr. Phillips Real Estate

Upscale Orlando. Homes for sale, what living here is really like, and the local intel Evolve Estates uses to help buyers and sellers here.

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Home/Communities/Dr. Phillips

Why people choose Dr. Phillips

Dr. Phillips is Orlando at its most polished. Named after citrus magnate Dr. Phillip Phillips, this unincorporated community is home to Restaurant Row along Sand Lake Road - one of the most varied dining strips in the Southeast. The area is served by Orange County Public Schools, the neighborhoods are manicured without feeling sterile, and you are ten minutes from both downtown Orlando and the theme parks. The Dr. Phillips Center for the Performing Arts anchors the cultural scene. This is where buyers who want polish and permanence settle.

Restaurant Row on Sand Lake RoadServed by Orange County Public SchoolsDr. Phillips Center for the ArtsMinutes to parks and downtown

See Dr. Phillips

From the ground and the sky

The essentials

What to know before you buy here

County & tax district

Dr. Phillips sits in Orange County. The base unincorporated rate is 16.0858 mills, of which 6.449 mills funds schools. City limits and CDD communities pay more than this.

What a buyer actually pays

Florida reassesses at just value when a home sells, and on a recent arm's length sale that tracks closely to the price paid. On a $400,000 purchase in Orange County, first-year tax runs about $6,434, or roughly $5,778 once homestead is filed.

Schools

Florida is a school-choice state and assignment is by address, not by community. Verify the schools zoned to a specific Dr. Phillips address through Orange County Schools before you write an offer.

Insurance

Statewide average on a $300,000 dwelling is about $5,100 a year, commonly quoted between $4,400 and $5,800. Roof age moves this more than any other factor. Flood coverage is separate.

First-year property tax in Orange County

Purchase priceBefore homesteadWith homesteadAnnual difference
$300,000$4,826$4,169$657
$400,000$6,434$5,778$657
$600,000$9,651$8,995$657

Above an assessed value of $76,411 the homestead saving is the same dollar figure at every price, because the exemption reduces assessed value by a fixed amount rather than by a percentage. That makes it worth proportionally more on a lower-priced home. Below $76,411 the second $26,411 exemption phases in and the saving is smaller. Calculated from Orange County 2025 final millage of 16.0858 mills (Unincorporated Orange (base mill code 11)) and the Florida homestead structure: the first $25,000 of assessed value is exempt from all levies, and a second $26,411 above $50,000 is exempt from everything except school levies. Figures are the base unincorporated district and exclude municipal, CDD, and non-ad-valorem assessments. Verify your parcel with the Orange County Property Appraiser.

Out-of-state buyers ask about Dr. Phillips property tax before almost anything else, and they are asking about the wrong number: the listing shows the seller's capped assessment, not what you will owe. Our New York to Florida breakdown works the reset, the homestead filing, and the insurance line end to end.

Compare the area

Other communities we serve

Buyers who start with Dr. Phillips usually shortlist two or three of these. Tax district, HOA and CDD structure, and commute differ across them, and those move the monthly payment more than the sticker price does.

Lake Nona, Orange →Winter Garden, Orange →Wedgefield, Orange →Horizon West, Orange →All communities →

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Homes for sale in Dr. Phillips

Filter by beds, baths, price, and property type. Sample listings are shown while our MLS connection is being finalized.

Sample data notice. The listings shown above are fictional sample listings for demonstration while our MLS connection is being finalized. They do not represent real properties or real inventory. This view shows Dr. Phillips results only, not the full market. Required MLS attribution, the data-as-of disclaimer, and the filtered-display disclosure will appear here once live listing data is enabled.

Local resources

Official Dr. Phillips links

Direct links to local government, schools, and community organizations. Evolve Estates is an independent real estate resource and is not affiliated with these entities.

Dr. Phillips Performing Arts →Orange County Schools →Dr. Phillips Chamber →

Good to know

Dr. Phillips questions

What county is Dr. Phillips in, and what are the property taxes?
Dr. Phillips sits in Orange County. Orange County levies a total ad-valorem rate of 16.0858 mills (Unincorporated Orange (base mill code 11)), of which 6.449 mills is the school levy. When a Florida home sells, the Save Our Homes cap resets and the property is reassessed at just value, which on a recent arm's length sale tracks closely to what the buyer paid. That means a new buyer's first-year bill is based on the current sale rather than on the prior owner's capped assessment. Calculated conservatively at the full purchase price, a $400,000 purchase is roughly $6,434 before homestead and about $5,778 after, a difference of roughly $657 a year. Rates are 2025 final millage for the base unincorporated district; city limits and CDD communities pay more.
What schools serve Dr. Phillips?
Florida is a school-choice state, and assignment is by address rather than by community. Verify the schools zoned to a specific Dr. Phillips address through Orange County Schools before you write an offer, because boundaries are redrawn as new schools open.
What is Dr. Phillips known for?
Restaurant Row on Sand Lake Road. Served by Orange County Public Schools. Dr. Phillips Center for the Arts. Minutes to parks and downtown. Those are the things residents actually cite, and they are the reason the buyer profile here differs from the community one exit away.
What does homeowners insurance cost near Dr. Phillips?
Budget realistically. Florida's statewide average on a $300,000 dwelling runs about $5,100 a year, with a commonly quoted band of $4,400 to $5,800. Editable estimate. Florida premiums vary widely by location, roof age, and coverage. Roof age is the single biggest lever on the quote, and flood coverage is separate from the homeowners policy. Get a quote before your inspection period ends, not after.
What are the closing costs when buying in Dr. Phillips?
Florida is a title state, not an attorney state. The documentary stamp tax on the deed is 0.70 per $100 of price and is customarily paid by the seller. A buyer taking a mortgage pays 0.35 per $100 in note stamps plus intangible tax of 0.002 per dollar financed. Title insurance runs on the promulgated rate of 5.75 per $1,000 up to $100,000 and 5.00 per $1,000 above that.
What other communities should I look at near Dr. Phillips?
Buyers who start with Dr. Phillips often compare it against Lake Nona, Winter Garden, Wedgefield, Horizon West. Each has a different tax district, HOA and CDD structure, and commute profile, and those differences move the monthly payment more than the sticker price does.

Talk to a local Realtor

Thinking about Dr. Phillips? Let us help.

Tell us your priorities and we will tell you what Dr. Phillips looks like for you, whether you are buying, selling, or investing.

Call 407.871.3352

Disclosure. This page is a real estate resource by Evolve Estates Group, brokered by eXp Realty. It is not affiliated with, endorsed by, or an official publication of the City of Dr. Phillips, Orange County, or any government agency, community development district, or homeowners association. All information is provided for general informational purposes and is deemed reliable but not guaranteed; verify all details independently. Equal Housing Opportunity.