Central Florida · 21 communities
Where do you want to live?
Central Florida is not one market. Tax district, school zoning, HOA and CDD structure, and commute change materially between towns that sit twenty minutes apart. These are the 21 communities we work in, grouped by county.
Home/Communities
Start here
County decides more than you expect
The rate beside each county below is its total ad-valorem millage for the base unincorporated district. The spread across the seven Central Florida counties this site carries tax data for is real: 12.9291 mills at the low end to 18.2515 mills at the high end. On a $400,000 purchase with homestead filed, that gap is worth about $1,883 a year, every year, on identical houses. Each community guide below carries its own county's worked numbers.
Buying from out of state? Start with the New York to Florida relocation guide, which runs the tax, closing cost, and insurance math against what you pay now before you shortlist a town.
The communities
Guides by county
Orange County 16.0858 mills · 7 communities
Dr. Phillips
Upscale Orlando
Explore Dr. Phillips →Lake Nona
Where Innovation Meets Community
Explore Lake Nona →Winter Garden
Where Good Things Grow
Explore Winter Garden →Wedgefield
East Orlando Hidden Gem
Explore Wedgefield →Horizon West
Orlando's New Frontier
Explore Horizon West →Windermere
The Butler Chain Address
Explore Windermere →Apopka
Where Orlando Meets the Wild
Explore Apopka →Osceola County 13.8543 mills · 3 communities
Polk County 12.9291 mills · 3 communities
Hillsborough County 18.2515 mills · 2 communities
Lake County 13.4482 mills · 2 communities
Pasco County 16.8169 mills · 2 communities
Marion County 15.3493 mills · 1 community
Osceola & Polk Counties 13.8543 mills (Osceola schedule) · 1 community
Talk to a local Realtor
Not sure which one fits? Let us help.
Tell us your budget, commute, and school priorities and we will narrow 21 down to the two or three worth your Saturday.
Disclosure. This page is a real estate resource by Evolve Estates Group, brokered by eXp Realty. It is not affiliated with, endorsed by, or an official publication of any city, county, government agency, community development district, or homeowners association. Millage figures are 2025 final rates for base unincorporated districts and exclude municipal, CDD, and non-ad-valorem assessments; verify your parcel with the county Property Appraiser. All information is deemed reliable but not guaranteed. Equal Housing Opportunity.