Lake County · Central Florida
Clermont Real Estate
Choice of Champions. Homes for sale, what living here is really like, and the local intel Evolve Estates uses to help buyers and sellers here.
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Why people choose Clermont
Set against rolling hills and pristine lakes, Clermont offers something rare in Central Florida - elevation. Known as the Choice of Champions for its world-class athletic facilities including the National Training Center, the city offers outdoor recreation and access to Orlando without living in it. The historic downtown is walkable, the area is served by Lake County Schools, and the weekend farmers market is a genuine community gathering. If you want nature, fitness culture, and a small-town feel 30 minutes from Disney, Clermont is it.
See Clermont
From the ground and the sky
The essentials
What to know before you buy here
County & tax district
Clermont sits in Lake County. The base unincorporated rate is 13.4482 mills, of which 6.085 mills funds schools. City limits and CDD communities pay more than this.
What a buyer actually pays
Florida reassesses at just value when a home sells, and on a recent arm's length sale that tracks closely to the price paid. On a $400,000 purchase in Lake County, first-year tax runs about $5,379, or roughly $4,849 once homestead is filed.
Schools
Florida is a school-choice state and assignment is by address, not by community. Verify the schools zoned to a specific Clermont address through Lake County Schools before you write an offer.
Insurance
Statewide average on a $300,000 dwelling is about $5,100 a year, commonly quoted between $4,400 and $5,800. Roof age moves this more than any other factor. Flood coverage is separate.
First-year property tax in Lake County
| Purchase price | Before homestead | With homestead | Annual difference |
|---|---|---|---|
| $300,000 | $4,034 | $3,504 | $531 |
| $400,000 | $5,379 | $4,849 | $531 |
| $600,000 | $8,069 | $7,538 | $531 |
Above an assessed value of $76,411 the homestead saving is the same dollar figure at every price, because the exemption reduces assessed value by a fixed amount rather than by a percentage. That makes it worth proportionally more on a lower-priced home. Below $76,411 the second $26,411 exemption phases in and the saving is smaller. Calculated from Lake County 2025 final millage of 13.4482 mills (Unincorporated Lake (N Lake Hospital + SJRWMD, code 0001)) and the Florida homestead structure: the first $25,000 of assessed value is exempt from all levies, and a second $26,411 above $50,000 is exempt from everything except school levies. Figures are the base unincorporated district and exclude municipal, CDD, and non-ad-valorem assessments. Verify your parcel with the Lake County Property Appraiser.
Moving in from another state? The tax reset above catches Northeast buyers hardest, because the figure advertised on a listing is the prior owner's capped bill and not yours. The New York to Florida guide runs this same math against what you pay today, alongside closing costs, insurance, and the homestead timeline.
Compare the area
Other communities we serve
Buyers who start with Clermont usually shortlist two or three of these. Tax district, HOA and CDD structure, and commute differ across them, and those move the monthly payment more than the sticker price does.
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Homes for sale in Clermont
Filter by beds, baths, price, and property type. Sample listings are shown while our MLS connection is being finalized.
Sample data notice. The listings shown above are fictional sample listings for demonstration while our MLS connection is being finalized. They do not represent real properties or real inventory. This view shows Clermont results only, not the full market. Required MLS attribution, the data-as-of disclaimer, and the filtered-display disclosure will appear here once live listing data is enabled.
Local resources
Official Clermont links
Direct links to local government, schools, and community organizations. Evolve Estates is an independent real estate resource and is not affiliated with these entities.
Good to know
Clermont questions
What county is Clermont in, and what are the property taxes?
What schools serve Clermont?
What is Clermont known for?
What does homeowners insurance cost near Clermont?
What are the closing costs when buying in Clermont?
What other communities should I look at near Clermont?
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Disclosure. This page is a real estate resource by Evolve Estates Group, brokered by eXp Realty. It is not affiliated with, endorsed by, or an official publication of the City of Clermont, Lake County, or any government agency, community development district, or homeowners association. All information is provided for general informational purposes and is deemed reliable but not guaranteed; verify all details independently. Equal Housing Opportunity.