Lake County · Central Florida

Clermont Real Estate

Choice of Champions. Homes for sale, what living here is really like, and the local intel Evolve Estates uses to help buyers and sellers here.

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Why people choose Clermont

Set against rolling hills and pristine lakes, Clermont offers something rare in Central Florida - elevation. Known as the Choice of Champions for its world-class athletic facilities including the National Training Center, the city offers outdoor recreation and access to Orlando without living in it. The historic downtown is walkable, the area is served by Lake County Schools, and the weekend farmers market is a genuine community gathering. If you want nature, fitness culture, and a small-town feel 30 minutes from Disney, Clermont is it.

Rolling hills and lakesNational Training CenterServed by Lake County SchoolsAbout 30 minutes to Disney

See Clermont

From the ground and the sky

The essentials

What to know before you buy here

County & tax district

Clermont sits in Lake County. The base unincorporated rate is 13.4482 mills, of which 6.085 mills funds schools. City limits and CDD communities pay more than this.

What a buyer actually pays

Florida reassesses at just value when a home sells, and on a recent arm's length sale that tracks closely to the price paid. On a $400,000 purchase in Lake County, first-year tax runs about $5,379, or roughly $4,849 once homestead is filed.

Schools

Florida is a school-choice state and assignment is by address, not by community. Verify the schools zoned to a specific Clermont address through Lake County Schools before you write an offer.

Insurance

Statewide average on a $300,000 dwelling is about $5,100 a year, commonly quoted between $4,400 and $5,800. Roof age moves this more than any other factor. Flood coverage is separate.

First-year property tax in Lake County

Purchase priceBefore homesteadWith homesteadAnnual difference
$300,000$4,034$3,504$531
$400,000$5,379$4,849$531
$600,000$8,069$7,538$531

Above an assessed value of $76,411 the homestead saving is the same dollar figure at every price, because the exemption reduces assessed value by a fixed amount rather than by a percentage. That makes it worth proportionally more on a lower-priced home. Below $76,411 the second $26,411 exemption phases in and the saving is smaller. Calculated from Lake County 2025 final millage of 13.4482 mills (Unincorporated Lake (N Lake Hospital + SJRWMD, code 0001)) and the Florida homestead structure: the first $25,000 of assessed value is exempt from all levies, and a second $26,411 above $50,000 is exempt from everything except school levies. Figures are the base unincorporated district and exclude municipal, CDD, and non-ad-valorem assessments. Verify your parcel with the Lake County Property Appraiser.

Moving in from another state? The tax reset above catches Northeast buyers hardest, because the figure advertised on a listing is the prior owner's capped bill and not yours. The New York to Florida guide runs this same math against what you pay today, alongside closing costs, insurance, and the homestead timeline.

Compare the area

Other communities we serve

Buyers who start with Clermont usually shortlist two or three of these. Tax district, HOA and CDD structure, and commute differ across them, and those move the monthly payment more than the sticker price does.

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Homes for sale in Clermont

Filter by beds, baths, price, and property type. Sample listings are shown while our MLS connection is being finalized.

Sample data notice. The listings shown above are fictional sample listings for demonstration while our MLS connection is being finalized. They do not represent real properties or real inventory. This view shows Clermont results only, not the full market. Required MLS attribution, the data-as-of disclaimer, and the filtered-display disclosure will appear here once live listing data is enabled.

Local resources

Official Clermont links

Direct links to local government, schools, and community organizations. Evolve Estates is an independent real estate resource and is not affiliated with these entities.

Good to know

Clermont questions

What county is Clermont in, and what are the property taxes?
Clermont sits in Lake County. Lake County levies a total ad-valorem rate of 13.4482 mills (Unincorporated Lake (N Lake Hospital + SJRWMD, code 0001)), of which 6.085 mills is the school levy. When a Florida home sells, the Save Our Homes cap resets and the property is reassessed at just value, which on a recent arm's length sale tracks closely to what the buyer paid. That means a new buyer's first-year bill is based on the current sale rather than on the prior owner's capped assessment. Calculated conservatively at the full purchase price, a $400,000 purchase is roughly $5,379 before homestead and about $4,849 after, a difference of roughly $531 a year. Rates are 2025 final millage for the base unincorporated district; city limits and CDD communities pay more.
What schools serve Clermont?
Florida is a school-choice state, and assignment is by address rather than by community. Verify the schools zoned to a specific Clermont address through Lake County Schools before you write an offer, because boundaries are redrawn as new schools open.
What is Clermont known for?
Rolling hills and lakes. National Training Center. Served by Lake County Schools. About 30 minutes to Disney. Those are the things residents actually cite, and they are the reason the buyer profile here differs from the community one exit away.
What does homeowners insurance cost near Clermont?
Budget realistically. Florida's statewide average on a $300,000 dwelling runs about $5,100 a year, with a commonly quoted band of $4,400 to $5,800. Editable estimate. Florida premiums vary widely by location, roof age, and coverage. Roof age is the single biggest lever on the quote, and flood coverage is separate from the homeowners policy. Get a quote before your inspection period ends, not after.
What are the closing costs when buying in Clermont?
Florida is a title state, not an attorney state. The documentary stamp tax on the deed is 0.70 per $100 of price and is customarily paid by the seller. A buyer taking a mortgage pays 0.35 per $100 in note stamps plus intangible tax of 0.002 per dollar financed. Title insurance runs on the promulgated rate of 5.75 per $1,000 up to $100,000 and 5.00 per $1,000 above that.
What other communities should I look at near Clermont?
Buyers who start with Clermont often compare it against Mount Dora, Davenport & Haines City, Dr. Phillips, Kissimmee. Each has a different tax district, HOA and CDD structure, and commute profile, and those differences move the monthly payment more than the sticker price does.

Talk to a local Realtor

Thinking about Clermont? Let us help.

Tell us your priorities and we will tell you what Clermont looks like for you, whether you are buying, selling, or investing.

Call 407.871.3352

Disclosure. This page is a real estate resource by Evolve Estates Group, brokered by eXp Realty. It is not affiliated with, endorsed by, or an official publication of the City of Clermont, Lake County, or any government agency, community development district, or homeowners association. All information is provided for general informational purposes and is deemed reliable but not guaranteed; verify all details independently. Equal Housing Opportunity.