Osceola County · Central Florida

Kissimmee Real Estate

A Community of Neighborhoods. Homes for sale, what living here is really like, and the local intel Evolve Estates uses to help buyers and sellers here.

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Home/Communities/Kissimmee

Why people choose Kissimmee

Kissimmee often gets reduced to its proximity to Disney, but residents know better. This is a city of neighborhoods - each with its own character, from the historic downtown with its lakefront and weekend rodeos to the master-planned communities south of US-192. The neighborhoods are genuinely distinct, the cost of living is accessible, and the sense of community is strong. Lake Tohopekaliga offers world-class bass fishing and waterfront parks. For buyers who want culture, convenience, and value, Kissimmee delivers all three.

A city of distinct neighborhoodsLake Toho waterfrontHistoric downtownAccessible cost of living

See Kissimmee

From the ground and the sky

The essentials

What to know before you buy here

County & tax district

Kissimmee sits in Osceola County. The base unincorporated rate is 13.8543 mills, of which 5.306 mills funds schools. City limits and CDD communities pay more than this.

What a buyer actually pays

Florida reassesses at just value when a home sells, and on a recent arm's length sale that tracks closely to the price paid. On a $400,000 purchase in Osceola County, first-year tax runs about $5,542, or roughly $4,970 once homestead is filed.

Schools

Florida is a school-choice state and assignment is by address, not by community. Verify the schools zoned to a specific Kissimmee address through Osceola Schools before you write an offer.

Insurance

Statewide average on a $300,000 dwelling is about $5,100 a year, commonly quoted between $4,400 and $5,800. Roof age moves this more than any other factor. Flood coverage is separate.

First-year property tax in Osceola County

Purchase priceBefore homesteadWith homesteadAnnual difference
$300,000$4,156$3,584$572
$400,000$5,542$4,970$572
$600,000$8,313$7,740$572

Above an assessed value of $76,411 the homestead saving is the same dollar figure at every price, because the exemption reduces assessed value by a fixed amount rather than by a percentage. That makes it worth proportionally more on a lower-priced home. Below $76,411 the second $26,411 exemption phases in and the saving is smaller. Calculated from Osceola County 2025 final millage of 13.8543 mills (Unincorporated Osceola (base, no city/CDD)) and the Florida homestead structure: the first $25,000 of assessed value is exempt from all levies, and a second $26,411 above $50,000 is exempt from everything except school levies. Figures are the base unincorporated district and exclude municipal, CDD, and non-ad-valorem assessments. Verify your parcel with the Osceola County Property Appraiser.

Coming from New York? Osceola County at 13.8543 mills is only one line of the comparison. The New York to Florida relocation guide sets it beside closing costs in a title state versus an attorney state, and beside the insurance figure most buyers do not budget for.

Compare the area

Other communities we serve

Buyers who start with Kissimmee usually shortlist two or three of these. Tax district, HOA and CDD structure, and commute differ across them, and those move the monthly payment more than the sticker price does.

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Homes for sale in Kissimmee

Filter by beds, baths, price, and property type. Sample listings are shown while our MLS connection is being finalized.

Sample data notice. The listings shown above are fictional sample listings for demonstration while our MLS connection is being finalized. They do not represent real properties or real inventory. This view shows Kissimmee results only, not the full market. Required MLS attribution, the data-as-of disclaimer, and the filtered-display disclosure will appear here once live listing data is enabled.

Local resources

Official Kissimmee links

Direct links to local government, schools, and community organizations. Evolve Estates is an independent real estate resource and is not affiliated with these entities.

Good to know

Kissimmee questions

What county is Kissimmee in, and what are the property taxes?
Kissimmee sits in Osceola County. Osceola County levies a total ad-valorem rate of 13.8543 mills (Unincorporated Osceola (base, no city/CDD)), of which 5.306 mills is the school levy. When a Florida home sells, the Save Our Homes cap resets and the property is reassessed at just value, which on a recent arm's length sale tracks closely to what the buyer paid. That means a new buyer's first-year bill is based on the current sale rather than on the prior owner's capped assessment. Calculated conservatively at the full purchase price, a $400,000 purchase is roughly $5,542 before homestead and about $4,970 after, a difference of roughly $572 a year. Rates are 2025 final millage for the base unincorporated district; city limits and CDD communities pay more.
What schools serve Kissimmee?
Florida is a school-choice state, and assignment is by address rather than by community. Verify the schools zoned to a specific Kissimmee address through Osceola Schools before you write an offer, because boundaries are redrawn as new schools open.
What is Kissimmee known for?
A city of distinct neighborhoods. Lake Toho waterfront. Historic downtown. Accessible cost of living. Those are the things residents actually cite, and they are the reason the buyer profile here differs from the community one exit away.
What does homeowners insurance cost near Kissimmee?
Budget realistically. Florida's statewide average on a $300,000 dwelling runs about $5,100 a year, with a commonly quoted band of $4,400 to $5,800. Editable estimate. Florida premiums vary widely by location, roof age, and coverage. Roof age is the single biggest lever on the quote, and flood coverage is separate from the homeowners policy. Get a quote before your inspection period ends, not after.
What are the closing costs when buying in Kissimmee?
Florida is a title state, not an attorney state. The documentary stamp tax on the deed is 0.70 per $100 of price and is customarily paid by the seller. A buyer taking a mortgage pays 0.35 per $100 in note stamps plus intangible tax of 0.002 per dollar financed. Title insurance runs on the promulgated rate of 5.75 per $1,000 up to $100,000 and 5.00 per $1,000 above that.
What other communities should I look at near Kissimmee?
Buyers who start with Kissimmee often compare it against St. Cloud, Celebration, Lake Nona, Ocala. Each has a different tax district, HOA and CDD structure, and commute profile, and those differences move the monthly payment more than the sticker price does.

Talk to a local Realtor

Thinking about Kissimmee? Let us help.

Tell us your priorities and we will tell you what Kissimmee looks like for you, whether you are buying, selling, or investing.

Call 407.871.3352

Disclosure. This page is a real estate resource by Evolve Estates Group, brokered by eXp Realty. It is not affiliated with, endorsed by, or an official publication of the City of Kissimmee, Osceola County, or any government agency, community development district, or homeowners association. All information is provided for general informational purposes and is deemed reliable but not guaranteed; verify all details independently. Equal Housing Opportunity.